THE FINANCING QUESTION
When this becomes relevant.
Start with the business circumstance, rather than choosing a product in advance.
- A viable enterprise needs financing during a turnaround or recapitalization.
- Several secured creditors must be considered in a coordinated capital plan.
- A difficult asset or transitional balance sheet requires a specialist financing assessment.
- The proposed solution depends on restructuring, asset sales or a staged recovery.
THE ASSESSMENT
What we examine.
These considerations shape the financing discussion and the information required for a meaningful review.
| Review area | What matters |
|---|---|
| Viability & value | The evidence supporting continued operations, realizable asset value and management execution. |
| Stakeholder structure | Ownership, creditor claims, lien priority, guarantees and the approvals needed to proceed. |
| Financing feasibility | Sources and uses, timing, protection of new capital and a credible repayment or exit. |
THE STRUCTURING PERSPECTIVE
A plan that fits the situation.
Rescue capital is not a substitute for a viable business. The plan must explain what changes, who bears the risk and why the capital can be repaid. Article 9, court-supervised processes and other secured-creditor remedies require specialist legal direction. Exceptional collateral is considered selectively when valuation, authority and the financing market support a credible pathway.
TRANSACTION READINESS
What to prepare.
Begin with a concise overview. Detailed and sensitive records follow through an agreed delivery method.
- Current financials, cash forecast and a documented operating recovery plan.
- Creditor and collateral schedules, liens, guarantees and relevant legal notices.
- Sources and uses, proposed stakeholder actions and the intended capital exit.
The document list is indicative. The agreed service role, lender requirements and transaction circumstances determine the final package.