CAPITAL SOLUTIONS
A financing structure
for the actual need.
Business-purpose credit, specialty finance and property financing assessed against the operating company, the asset and the proposed repayment path.
Discuss your capital needs
BUSINESS & SPECIALTY FINANCE
Business & Specialty Finance.
Each capability has distinct requirements. Explore the relevant lane to see the situations, review considerations and preparation needs.
Working Capital & Term Credit
Cash-flow timing, expansion expenditure and maturing debt require different financing structures. VCP examines the actual need before considering a revolving facility, term loan or a combination of both.
Explore the capability ↗Receivables & Factoring
A company can have strong orders and reliable customers while cash remains tied up in unpaid invoices. Receivables financing and factoring are assessed around the quality of the invoices, the customers and the way the business collects.
Explore the capability ↗Asset-Based Lending
Asset-based lending can combine eligible receivables, inventory and, where appropriate, equipment into a structured borrowing base. The useful question is how much dependable availability the business can sustain through its operating cycle.
Explore the capability ↗Purchase Order & Trade Finance
A purchase order is the start of an execution chain: sourcing, production, shipment, acceptance and collection. VCP evaluates that chain to identify where financing is needed and whether the transaction economics support it.
Explore the capability ↗Equipment & Productive Asset Finance
Machinery, vehicles, production lines and technology equipment can change what a company is able to deliver. VCP evaluates acquisition financing, leases, refinancing and selected sale-leaseback possibilities against the business case for the asset.
Explore the capability ↗Acquisition & Ownership Transition
A business acquisition involves more than the purchase price. VCP examines the target, the buyer, the operating transition and the capital needed after closing to support a credible acquisition financing request.
Explore the capability ↗SBA Financing Assessment
For eligible businesses, SBA-supported financing may be a relevant pathway for acquisitions, working capital, equipment or owner-occupied commercial property. VCP assesses the request and documentation for discussion with appropriately participating lenders.
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PROPERTY & DEVELOPMENT
Property & Development.
Each capability has distinct requirements. Explore the relevant lane to see the situations, review considerations and preparation needs.
Commercial Real Estate
VCP assesses acquisition, refinancing, recapitalization and bridge financing for entity-owned commercial assets. The financing structure must reflect the property’s present cash flow, sponsor resources and the business plan for the asset.
Explore the capability ↗Rental & Investor Real Estate
Entity-owned investment rentals, rental portfolios and selected rehabilitation projects require a financing plan tied to occupancy, operating costs and the sponsor’s strategy. VCP reviews the property economics alongside ownership and guarantor information.
Explore the capability ↗Construction & Development
Construction financing has to support a sequence, not just a budget total. VCP examines sponsor equity, approvals, project costs, draw timing and the conditions needed for completion, lease-up and the eventual financing exit.
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WHEN NEW CAPITAL IS NOT THE FIRST STEP
Understand the pressure
before adding debt.
A financing request may expose a debt structure or information problem that needs attention first. Recovery and readiness can change what a credible capital request looks like.
Explore business recovery